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Remote Online Notarization

Also known as RON—how it works, how it compares to other methods, and what to know for real estate and title transactions.

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Evaluating RON for title operations? Explore Technology or Compliance & Best Practices.

Remote Online Notarization allows a commissioned notary to perform a notarization using approved technology while the notary and signer are in different physical locations. The process typically combines live audio-video communication, identity verification, electronic documents, electronic signatures, and an electronic notarial certificate.

While the technology makes remote notarization possible, the rules governing RON vary by state and can depend on the notary's commissioning state, the type of document, the transaction, and other legal or operational requirements.

How Remote Online Notarization Works

  1. Step 01

    Document preparation

    Eligible documents are prepared in electronic form for remote presentation, signing, and notarization.

  2. Step 02

    Identity verification

    The notary verifies the signer’s identity using methods permitted in the applicable jurisdiction, which may include credential analysis and knowledge-based authentication.

  3. Step 03

    Live audio/video session

    The notary and signer connect through a live audio-video session so the notary can observe the signing and perform the notarial act remotely.

  4. Step 04

    Electronic signing and notarization

    The signer applies an electronic signature, and the notary completes an electronic notarial certificate as part of the remote session.

  5. Step 05

    Tamper-evident document

    Completed documents are typically secured in a tamper-evident electronic format so later changes can be detected.

  6. Step 06

    Journal and record retention

    Notaries generally maintain a journal or other required records of the remote notarization according to applicable law and commissioning rules.

RON vs. traditional notarization

Traditional notarization usually occurs with the signer and notary in the same physical location. RON allows the notary and signer to be in different locations while using approved technology for identity verification, live communication, and electronic completion of the notarial act.

RON vs. RIN vs. IPEN vs. eSign

RON is remote online notarization with live audio-video. RIN (remote ink-signed notarization) involves remote witnessing with wet-ink signatures. IPEN (in-person electronic notarization) uses electronic documents and signatures with the parties physically present. Electronic signature alone is not the same as a notarization—notarization requires a commissioned notary completing a notarial act under applicable law.

Identity Verification

Identity verification for RON may include credential analysis, knowledge-based authentication (KBA) where applicable, biometrics or other permitted methods, and requirements that vary by jurisdiction. The specific combination depends on the notary's commissioning rules and the technology platform's approved processes.

RON in Real Estate and Title Transactions

In real estate and title closings, RON may be used for certain documents when permitted by applicable law, lender requirements, and title underwriting practices. Practical considerations often include document eligibility, acceptance by the receiving parties, recording requirements, and coordination among lenders, title companies, and settlement teams.

Not every document in a transaction is necessarily eligible for remote notarization, and acceptance can differ across lenders, underwriters, and recording offices.

Can a Signer Be Outside the United States?

Whether a signer outside the United States can complete a remote online notarization depends on applicable law and the requirements of the transaction and document. There is no single blanket yes-or-no answer—commissioning rules, document type, lender or title requirements, and other legal or operational constraints all matter.

Does Every State Allow RON?

Not every state authorizes remote online notarization in the same way, and the rules can change over time. Availability, commissioning requirements, and accepted use cases vary by jurisdiction.

Future state-specific RON resources may be added selectively based on search demand and maintainability. This page remains a provider-neutral educational overview.

Related expertise and advisory

Organizations evaluating remote notarization workflows, technology choices, or compliance readiness may also find these pages useful: